How to Use a Credit Card

The following contains financial services information you should know about how to use a credit card. Read on if you or a loved one is interested in credit card services.

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Steps

  1. Decide whether you can afford the purchase and know how you are going to pay the credit card bill once it comes.
  2. Be sure your card is signed on the back by you.
  3. Slide your credit card through the machine. If the machine asks you for your P.I.N. number, press the cancel key. If the machine asks if you want a credit transaction, press the credit or yes key.
  4. Sign. If the machine is an electronic machine, sign in the box. Press the OK or accept key. If the machine is not an electronic machine, sign on the line on the receipt. Give the receipt to the cashier.
  5. Present your card to the cashier if asked to do so. The cashier would check off the signature on the card with the one you just signed on the receipt.
  6. At the end, you should get back your card.
Note: A credit card is not password protected unless you call service desk for this ADDITIONAL functionality. Hereby, take care of your credit card, in case of losing, call your bank and police right away!

Warnings

  • Don't feel pressured to show ID. Stores are violating their contract with the credit card companies if they set minimum or maximum charges, or force you to show ID in addition to your credit card (with the obvious exception being for age-limited purchases).
  • See Sources and Citations section, below, for more on the above, and to learn how to report a merchant which insists on ID.

Sources and Citations

  • How to Report Merchants for Making You Show ID

Article provided by wikiHow, a wiki how-to manual. Please edit this article and find author credits at the original wikiHow article on How to Use a Credit Card. All content on wikiHow can be shared under a Creative Commons license.

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