Many consumers and home mortgage rate shoppers have been stumped as to how to find a good lender for a home equity loan or to refinance their home loan. One key factor to succeed in finding a trusting, fair lender providing a good home loan deal at a great rate is to look no further than where you send your mortgage payments.
Wells Fargo - Golden303-273-6354
1301 Jackson St Golden, CO Wells Fargo - Golden 303-273-6354
1301 Jackson St
Golden, CO
Office Hours Mon-Fri 07:30 AM-06:00 PM Sat 09:00 AM-03:00 PM Sun Closed
The Lending Group
(303)424-5349
7269 Upham Street
Arvada, CO
Wells Fargo Home Mortgage Brighton
(303)655-8242
21 North 1st Avenue Suite 140
Brighton, CO
Rio Grande Mortgage CO(303)280-2325
12050 Pecos Street Suite 170 DENVER, CO Rio Grande Mortgage CO (303)280-2325
12050 Pecos Street Suite 170
DENVER, CO
Cendant Mortgage(303)940-7891
8260 Miller Court ARVADA, CO Cendant Mortgage (303)940-7891
8260 Miller Court
ARVADA, CO
Wells Fargo - Westminster Crossing303-255-4460
260 W 136Th Ave Westminster, CO Wells Fargo - Westminster Crossing 303-255-4460
260 W 136Th Ave
Westminster, CO
Office Hours Mon-Fri 09:00 AM-06:00 PM Sat 09:00 AM-03:00 PM Sun Closed
Perry Neva1427 Glencoe St. Denver, CO Perry Neva 1427 Glencoe St.
Denver, CO
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World Savings Real Estate Loan Division Boulder
(303)546-6775
1690 28th Street Suite 1c
Boulder, CO
Washington Mutual - Banks- Thornton- Colorado Marketplace(303)280-2057
3790 East 104th Avenue DENVER, CO Washington Mutual - Banks- Thornton- Colorado Marketplace (303)280-2057
3790 East 104th Avenue
DENVER, CO
Groves Funding Corporation(303)984-5454
165 South Union Boulevard Suite 785 DENVER, CO Groves Funding Corporation (303)984-5454
165 South Union Boulevard Suite 785
DENVER, CO
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Steps
- Make sure your current lender has quick access to all your paper work. Therefore processing your loan will likely take less time. If your locking in a mortgage rate less processing time is everything. Also you have been doing business with this lender and so you are familiar with their quality of service.
- Another thing to keep in mind is the fact that many loan offers from other lenders require re-financing your home. That means that your current mortgage will be made obsolete. All the years you've invested in paying off the loan will be scratched. You will be in essence starting over with a new mortgage held by a new company.
- A home equity loan merely adds an obligation to the mortgage. You don't have to pay closing costs for a home equity loan. You don't have to pay private mortgage insurance as well.
- According to http//www.bcpl.net/_1_ibcnet interest paid on your account may be tax deductible on the first $100,000 of home equity indebtedness and up to 100% of your home's value.
- Keep this in mind when asked to consider a 125% loan.
Tips
- When you decide to get cash-out refinancing or a home equity loan keep this in mind: (1) You have to pay closing costs when you refinance your loan. Closing costs can amount to hundreds, even thousands of dollars. (2) You don't have to pay closing costs for a home equity loan.
Warnings
- You are attatching additional debt obligations to your home. If payments are not made you could lose your home.
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